LOAN FACTORY


LOAN FACTORY logo

LOAN FACTORY

Home Loans

5.0
Excellent
· 2 reviews

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Get rates as low as 5.84% APR (vs 6.49% market). Soft credit check only — won't affect your score.

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About LOAN FACTORY

Verified providerProfile updated: May 16, 2026

Loan Factory is a company specializing in mortgage-related services, operating within the financial sector. According to USPTO records, its trademark filings indicate that it focuses on mortgage brokerage and mortgage lending, positioning it as a facilitator for home loan transactions. The company assists individuals in navigating the mortgage process, offering services that include connecting borrowers with lenders and providing access to mortgage financing options. Its offerings cater to those seeking to purchase or refinance residential properties, aiming to streamline the often complex mortgage application and approval process.

Loan Factory primarily targets individuals in need of home loans, whether they are first-time homebuyers or those looking to refinance existing mortgages. Its services are designed to appeal to borrowers who may benefit from assistance in comparing loan options or securing financing through its network of lenders. The company’s focus on mortgage brokerage suggests it acts as an intermediary, helping customers identify suitable loan products based on their financial circumstances.

Prospective borrowers should carefully evaluate their financial needs and compare Loan Factory’s offerings with other mortgage providers to ensure they secure the most favorable terms. While the company provides access to mortgage services, it is essential for customers to conduct thorough research and consider factors such as interest rates, fees, and eligibility requirements before committing to a loan.

Rating breakdown

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Customer Reviews

Justin R. · 10 months ago

First time buyer here

They walked me through the whole FHA process. Pre-approval was quick and the closing costs estimate was accurate. Recommended to my brother who also closed with them.

Linda H. · 2 years ago

Closed in 21 days

My loan officer kept me updated through every step. Rate was competitive and we closed two weeks ahead of schedule. No surprise fees at closing — disclosure matched the LE almost to the dollar.

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Available loan products

These products are configured by the lender and ready to match against your wizard answers.

30-Year Fixed MortgageHome / Mortgage
6.50% APR
30 yr term
$50,000 – $2,000,000 · Fair+ credit
Conventional 30-year fixed-rate mortgage with competitive rates for first-time and repeat buyers.
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Loan Source Network
148 Peach Grove Circle Elgin South Carolina 29045 United States
Contact
Email: [email protected]
Hours: Mon-Fri, 9am-5pm

LoanVouch is a loan comparison platform, not a lender.

We do not originate, underwrite, or fund loans. Loan offers displayed are sourced from third-party lender data and represent estimated rates based on prequalification information you provide.

Actual rates, fees, terms, and approval depend on your creditworthiness, income, and the lender's underwriting decision. We do not guarantee approval or any specific rate. APRs shown may vary based on individual qualification.

Loan Source Network LLC · 148 Peach Grove Circle · Elgin, SC 29045 · Privacy · Terms

Today's rates: Personal loan 10.67% · Home / mortgage 5.84% · Auto loan 6.30% · updated 6 hours ago →