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Disclosures & Licensing

Last updated May 2026

LoanVouch is not a lender. We connect borrowers with licensed partner lenders. Our partner network includes lenders licensed across all 50 US states. Loan terms, rates, and final approval are at each lender's discretion. We cannot guarantee approval.

Verify any lender's license

Every consumer-finance lender in the US is required to be registered with the Nationwide Multistate Licensing System & Registry (NMLS). Before you accept any loan offer, look up the lender at the official NMLS Consumer Access database:

NMLS Consumer Access →

Responsible borrowing

Borrow only what you can repay. A loan payment that consumes more than 35–40% of your monthly take-home pay is generally considered high risk.
Compare offers. APR, origination fees, prepayment penalties, and term length all affect total cost. Two loans with the same monthly payment can cost thousands of dollars apart over the life of the loan.
Consider alternatives. A 0% intro APR balance transfer, a HELOC, a 401(k) loan, or a payment plan with your creditor may cost less than a personal loan.
If you're in hardship, reach out to the National Foundation for Credit Counseling (1-800-388-2227) before taking on new debt.

Affiliate disclosure

LoanVouch may earn a commission when you accept an offer from one of our partner lenders. This commission does not change the terms of the loan you are offered. Reviews and ratings on this site are editorially independent — lenders cannot pay for placement.

Privacy & data handling

We collect only the information needed to match you with lenders and process your loan application. We never sell your data to third parties or advertisers. Application data is shared only with the specific lender you choose to accept an offer from. Full details: Privacy policy →

Security downpayment policy

A refundable security downpayment is required before a loan can be issued. It is held by the lender as collateral against default and is fully refunded once the loan is repaid in full. If your loan is declined after the downpayment is submitted, the deposit is refunded within 5–10 business days. Submitted deposits are manually verified by our team before any loan is approved.

Contact

Loan Source Network
148 Peach Grove Circle
Elgin
South Carolina 29045
United States
Support: [email protected]