About ZIP-LOAN
ZIP-LOAN is a financial services provider owned by Touch-N-Buy LLC, offering various lending and financing solutions. According to USPTO trademark filings, the company provides installment loans, lease financing, merchant payment processing, and trade credit services for businesses. Its offerings include consumer and business loan financing, along with financial consultation and online financial information resources.
The company appears to cater to both individual borrowers and commercial clients, with services ranging from personal installment loans to business lines of credit. Trademark records indicate ZIP-LOAN also facilitates payment processing for merchants, suggesting a focus on small to midsize businesses in addition to personal loan applicants.
Potential borrowers should review loan terms carefully, as interest rates, fees, and repayment conditions can vary significantly between lenders. While ZIP-LOAN provides multiple financing options, customers may want to compare alternatives and assess affordability before committing to any loan agreement.
Customer Reviews
Saved me from a bad month
Needed cash for an unexpected medical bill. Got approved with mid-600 credit. Repayment terms were reasonable. Already paid off early — no prepayment penalty.
Decent but not great rates
Approved quickly but my offered APR was higher than the advertised range. Funded fast at least. Read your offer carefully before accepting.
High fees
Origination fee took 6% out of my loan amount before I even got the funds. Should have read the fine print. The actual loan management is fine but I overpaid.
Solid for debt consolidation
Consolidated $14k of credit card debt into one fixed payment. Rate is 11.9% which beat what my bank offered. Customer service has been responsive when I had questions.
Easy application
Application took 10 minutes. Soft pull for the rate check, hard pull only when I accepted. Funds hit my account in 2 business days.
Write a review
Share your experience to help other borrowers.